Intact Financial Corporation (IFC) is the largest provider of property and casualty (P&C) insurance in Canada and a leading provider of specialty insurance in North America.  Each specialty business is managed by an experienced team of insurance professionals that focuses on providing tailored coverage solutions, products and services to specific industry segments and distinct customer groups. All backed by the financial strength of Intact.

In 2020, Intact Insurance unified its North American specialty operations under a common brand — Intact Insurance Specialty Solutions — introducing Canada’s leading property-casualty brand to U.S. markets. These operations include the former OneBeacon Insurance Group and The Guarantee Company of North America.

Trade Credit

Our Trade Credit group provides a line of defense against bad debts and ensures that companies are paid for the goods and services they supply.  Our Trade Credit products have been designed to mitigate the risks of non-payment and to provide solutions to support growth while reducing customer risk – whenever our clients are positioned in the supply chain.  As one of the fastest growing Trade Credit insurers in Canada, we are pleased to offer a wide array of specialty coverages and to provide support for credit management and the confidence for companies to expand into new markets and product lines.

Commercial Surety

We provide tailored surety solutions for Fortune 2500 and large publicly traded or privately held companies, and foreign companies located globally with bond needs across North America.

Whether you are placing complex surety programs or transactional business, we have you covered. Our Large Commercial Surety unit manages comprehensive programs for a diverse portfolio of companies and transactional business is supported by a team of underwriting specialists focused on quick response to a broad array of risks.

Contract Surety

We provide surety solutions for established contractors with annual revenues ranging up to $200 million and provide CPA-prepared financial statements. We support prime contractors, general contractors, heavy civil firms, major subtrades, specialty subcontractors and environmental contractors. Whether it’s a first bond supporting a small specialty construction job or a complex multi-million-dollar project as part of a mid-market program, Intact Surety collectively supports a multitude of contractor types and industry niches while ensuring contractors fulfill their obligations to various project owners including private, governmental and institutional organizations. We also partner with the Small Business Administration (SBA) in support of newer start-up construction firms as they develop and familiarize themselves with mainstream surety expectations.

Today, Intact Surety is the sixth largest provider of surety bonds in North America providing commercial and contract bonds across the U.S. and Canada.

Our approach to contract surety is beyond analytics. We focus on building long-term, trusting relationships as we partner to support your bonding needs.

For more information please visit:  intactspecialty.com/surety (U.S.) or intactspecialty.ca (Canada)